Contagious Stablecoins?


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Date

2025

Publication Type

Conference Paper

ETH Bibliography

yes

Citations

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Abstract

Can competing stablecoins produce efficient and stable outcomes? We study competition among stablecoins pegged to a stable currency. Stablecoins are backed by interest-bearing safe assets and can be redeemed with the issuer or traded in a secondary market. If an issuer sticks to an appropriate investment and redemption rule, its stablecoin is invulnerable to runs. Since an issuer must pay interest on its stablecoin if other issuers also pay interest, competing interest-bearing stablecoins, however, are contagious and can render the economy inefficient and unstable. The efficient allocation is uniquely implemented when regulation prevents interest payments on stablecoins.

Publication status

published

Editor

Book title

Journal / series

Volume

Pages / Article No.

Publisher

The Econometric Society

Event

13th World Congress of the Econometric Society (ESWC 2025)

Edition / version

Methods

Software

Geographic location

Date collected

Date created

Subject

Stablecoins; Currency competition; Free banking; Private money; Digital money

Organisational unit

03729 - Gersbach, Hans / Gersbach, Hans check_circle
02525 - KOF Konjunkturforschungsstelle / KOF Swiss Economic Institute check_circle
06338 - KOF FB KOF Lab / KOF FB KOF Lab check_circle

Notes

Conference lecture held on August 18, 2025.

Funding

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